Tucked away in a quiet cul-de-sac, this coastal Carolina gem offers peace, privacy, and smart positioning — both financially and geographically. With an assumable VA loan at a 5.65 rate, buyers can dodge today's high rates and lock in real value from day one. Step inside to a light-filled, functional layout featuring luxury vinyl plank (LVP) flooring, vaulted ceilings in the main living area, and a spacious open-concept kitchen/dining/living room ideal for entertaining or everyday comfort. The kitchen boasts an L-shaped island with barstool seating, perfect for casual meals or coffee mornings. The primary suite features a tray ceiling, walk-in closet, and a well-appointed en suite bath with a double vanity, walk-in shower, and a soaking tub for winding down. Two additional bedrooms and a full bath complete the main level. Upstairs, the FROG (Finished Room Over Garage) offers a flexible bonus space — ideal for a home office, media room, playroom, or even guest space. Whatever your lifestyle demands, this extra square footage delivers. You're in one of coastal Carolina's fastest growing areas. Holly Ridge is booming, and for good reason — it offers the charm of small-town life with the upside of smart investment. New businesses, infrastructure projects, and steady community growth are driving demand up. Think ahead — this isn't just where you live, it's where you build equity in the future. Need beach therapy? You're just minutes from Surf City and Topsail Island's sandy shores, plus public boat ramps and parks that make salt life effortless. Whether you're fishing, kayaking, or just cruising the Intracoastal, this location keeps you close to the water without the flood insurance stress. Commuting or day-tripping? You're a short drive to Wilmington, and once the Hampstead Bypass is finished, the trip will be even quicker — meaning less windshield time and more life time. Schedule a showing — you don't want to miss this.