Welcome to this stunning 4-bedroom, 3.5-bath reverse floorplan home nestled in the prestigious waterfront community of Chadwick Acres where coastal living meets timeless charm and no HOA fees. As you ascend the grand stairway, you're greeted by a wraparound rocking chair porch. Enter the second level which features three spacious bedrooms, including a secondary primary suite with a private en-suite bath. Each bedroom and even the flexible bonus room (ideal as an office, playroom, or fifth bedroom) offers private access to the covered balcony, blending indoor comfort with outdoor living. A full hall bath and a large walk-in laundry room with utility sink complete this floor. Upstairs, the top level opens into a bright and airy open-concept living space with vaulted ceilings, expansive windows, and sweeping canal views. The chef's kitchen showcases an oversized island, granite countertops, tile backsplash, stainless steel appliances, a walk-in pantry, and ample cabinetry. The adjoining living and dining areas feature a cozy gas fireplace, custom built-ins, and direct access to the top-floor covered porch overlooking the serene backyard canal. The primary suite is also located on the main living floor and includes a large walk-in closet and French doors leading to the covered porch. The luxurious primary bath is outfitted with a double vanity, tiled walk-in shower, and an oversized soaking tub for a spa-like retreat. Downstairs, the oversized two-car garage offers massive storage space, including a separate bay for your golf cart or workshop. A private elevator services all three floors, ensuring effortless access throughout. The fully fenced backyard is perfect for entertaining, grilling out, or enjoying peaceful canal views. Water enthusiasts will love the 10,000 lb private boat lift or neighborhood private kayak and paddleboard launch, making it easy to explore the surrounding intercoastal waters.